The danger of investment products built on back testing. Markets continuously evolve and factors that seemed to have worked in the past may not work going forward.

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Look for the same characteristics in an investment manager that you'd look for in a company: a track record of execution, resilience, adaptability to change
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Examples of how the low interest bubble era fueled speculation and irrational valuations
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Investor Education
A Market Correction is an Opportunity.
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